How to use Paypal in Nigeria | Send and receive money with Paypal in Nigeria
Making international payments is very important, whether in your business or just for personal transactions. With the rise of many online businesses. international transaction has become very important to everyone. From Freelancers to Bloggers, Internet marketers and so on, everyone using the internet for business knows that making international transactions is essential.
For this reason, many online payments services are being introduced almost every year, with these online payment services, individuals can send and receive money worldwide without any setbacks, freelancers are now easily paid for their work, and internet marketers now also have a fast option to make a purchase on the web with the help of these online payment services.
Paypal is one of such platforms that people can use to send and receive money worldwide, and this post is going to guide you on how to send and receive money with Paypal in Nigeria, some people in Nigeria already know of Paypal, but many people are using it with the full potential. So people are asking questions like “how to send money with Paypal in Nigeria” “how to receive money with Paypal in Nigeria” and so on.
If you want to know more about Paypal and how to use it in Nigeria, then make sure you read this article till the end, because everything about using Paypal in Nigeria will be covered in this post.
What is Paypal
Paypal is an international payment service that is available in over 200 countries, it is an American-based company that has been in existence since 2002. Paypal can be used to send and receive money from anywhere in the world, all you need to use Paypal is to create your account using your email address and a few of your personal information, you can use Paypal for both personal and business purposes.
You can use PayPal on many freelance platforms like Fiverr, Upwork and Freelancer to receive your money after working for some clients. Paypal is also accepted on many get-paid-to sites, so you can use it to cash out your money from survey sites and a few affiliate programs.
Types of Paypal accounts
Because Paypal can be used for both personal and business purposes, there are mainly 2 types of Paypal accounts, Namely; Personal account and Business account, they work in similar ways but a business account is supposed to be used for only business purposes and a personal account is to be used for personal transactions such as for sending money to friends and family and vice versa.
1. Paypal personal account
Paypal personal account is used for personal transactions, if your friends or family members are living abroad, Paypal is a great way to send money to them and also receive money, if you want to use Paypal for personal transactions, then creating a Paypal personal account will be the right option for you, but take note that, with a personal Paypal account, you can only send money but you can not receive money. However, this is not the same for other countries
Requirements to open a personal Paypal account in Nigeria
There are some things you will need to open a personal Paypal account in Nigeria, if you don’t have them, opening your Paypal account will be impossible or incomplete. So, before proceeding to create a personal Paypal account in Nigeria, make sure you have the below things.
- A valid email address
- A valid government-issued ID card
- A valid utility bill receipt or account statement
- A Strong password
Before creating your personal Paypal account in Nigeria, it is advisable that you prepare these things so that you won’t encounter any issues in the process.
2. Paypal business account
If you want to use Paypal for business, then opening a Paypal business account will be the best option for you. If you are a freelancer looking to get paid by international clients then you should open a Paypal business account, and if you want to use Paypal on your website to receive money from your customers, you will also need to use a Paypal business account
Requirements to open a business Paypal account in Nigeria
To open a Paypal business account in Nigeria is easy, but there are some things you will need in place, these requirements are similar to the personal account requirements, but for a business account, you will need some extra things.
- A valid email address
- A valid government-issued ID card
- A valid utility bill receipt or account statement
- A website
- A foreign business document
- A Strong password
Does Paypal work in Nigeria?
Yes, Paypal is available to Nigerians, but with a personal Paypal account in Nigeria, you are limited to only sending money but not able to receive money, however, if you want to send and receive money with Paypal in Nigeria, you will need to create a Paypal business account. This is because of an issue that Paypal encountered with Nigerian users.
If you want to use Paypal for shopping online or sending money to friends abroad, then you can use Paypal personal account in Nigeria, but if you want to use Paypal to receive money in Nigeria, you should create a business account, because, with a Paypal business account, you can do anything with it.
How to create a Personal Paypal account in Nigeria
Remember that a personal Paypal account can only be used to send money but not receive, but if you want to create a Paypal account that can send and receive money in Nigeria, then you should consider creating a business account. Follow the below steps to create a personal Paypal account in Nigeria.
- Go to paypal.com
- Click sign up
- Enter your email address
- Enter your password
- Confirm your email address
- Login to your Paypal account
How to create a Business Paypal account in Nigeria
Make sure you have all the requirements for creating a business account before taking these steps, if you don’t know what these requirements are, scroll up a little bit and have a look at all the requirements before you proceed.
- Go to paypal.com/ae
- Click “Open a business account”
- Enter your email address
- Enter your password
- Enter your business name
- Enter your business address
- Enter the type of business you have
- Submit a government-issued ID card
- Confirm your email address
- Login to your Paypal account
How to receive money with Paypal in Nigeria
You can get paid by any other Paypal user from anywhere in the world, and this will take a very short time, but take note that if what you have is a personal Paypal account in Nigeria then you won’t be able to use it for receiving money. So if you have a business Paypal account, follow the below steps to receive money using your Paypal account.
- Login to your Paypal business account
- Click “request for payment”
- Enter the email address of the sender
- Click “Send”
- Wait for the payment from the sender
How to send money with Paypal in Nigeria
Sending money from a Paypal account in Nigeria can be done from both Personal Paypal and Business Paypal accounts, you can send payment to friends and family, or you can send money to anyone from anywhere in the world using your Nigerian Paypal account.
- Login to your Paypal account
- Click “Send money”
- Enter the recipient’s email address
- Enter the amount you want to send
- Click “Continue”
In some cases, you may need to confirm that you are the one making the transaction before it will work, but if your Paypal account is logged in on a recognized phone, then the payment will be fast and smooth.
Paypal customer service number
Sometimes you will encounter a problem when using Paypal if anything happens in this manner and you want to reach out to Paypal customer service. Below is the Paypal customer care line that you can reach out to anytime with queries or complaints.
009 1 402-517-4519 or +1-402-517-4519
How to keep your Paypal account safe
Paypal, as a payment service is to be protected by the user, if you have a Paypal account, then you need to protect it at all times because scammers will be trying to hack your Paypal account or try to steal your login details. Below are some things you can do to keep your PayPal account safe from scammers and spammers.
- Never share your Paypal login details
- Don’t click on spammy links about Paypal
- Make sure you are on the right Paypal website which is paypal.com
- Don’t login your Paypal account on Public computers
Final thoughts on how to use Paypal in Nigeria
That’s all you need to know about “How to use Paypal in Nigeria”. If you follow the above instructions carefully, then you will have your own Paypal account and you can be using it to send and receive money in Nigeria. Make sure you keep your Paypal login details from spammers.
Now, if you have any questions regarding using Paypal in Nigeria, leave your questions in the comments section below, also share this post with others on your social media so that others may also learn from this post, thanks for reading and I wish you all the best.